How to Dispute an HOA Violation in Tennessee

HOA Law in Tennessee

Tennessee's Homeowners Association Act (Tenn. Code §66-27-401 et seq.) provides the statutory framework for planned communities and homeowners associations across the state. The Act establishes requirements for governance, financial transparency, and homeowner rights, and it works alongside the Tennessee Condominium Act (Tenn. Code §66-27-101 et seq.) for condominium communities.

Under the Tennessee HOA Act, associations must provide homeowners with written notice of alleged violations and an opportunity to be heard before fines can be imposed. The statute requires at least 15 days' notice before a hearing. Tennessee law also requires associations to make records available to homeowners and to hold open board meetings. Board members have fiduciary duties to act in good faith and in the best interests of the community.

Tennessee courts enforce CC&Rs as restrictive covenants but apply strict construction, meaning ambiguous provisions are resolved in favor of the property owner. Homeowners facing disputes in Tennessee should carefully review both the statute and their governing documents. Tennessee's rapid suburban growth has led to an increase in HOA communities and associated disputes, and the legislature has been active in strengthening homeowner protections in recent sessions.